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SYS_GREETING: Hi, I'm

Bernardo Carvajal Rivera

[Product Tech Lead]

Product Tech Lead with senior full-stack ownership in fintech. I build critical platforms, align business and engineering, and take product from discovery to production.

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About me

I build fintech products where mistakes are expensive: clear architecture, traceable flows, and delivery that reaches production.

  • Business understanding: My background in Organizational Psychology helps me translate business needs into technology, facilitate decisions, and grasp real impact.
  • End-to-end delivery: from problem to operations, including UI, APIs, validations, monitoring, and documentation.
  • Applied leadership: architecture, releases, review standards, and executive deliverables for management.

I progressed from Frontend Semi Senior into senior full-stack ownership in practice, before the formal Product Tech Lead promotion in August 2026.

Featured projects

PROJECT
  • Angular
  • .NET
  • Azure
  • Redis
  • Atomic Design
  • CI/CD

Advisor Portal — Platform Built From Scratch

Flagship project: advisor workspace for clients, portfolio, operations, and business modules in one experience.

  • Reduces operational fragmentation: information, decision-making, and action in one flow.
  • Technical base: FT-001 architecture, login/session, design system, dashboard, clients, equities, FX, funds, cash boxes, COMEX, and QA/PRD releases.
PROJECT
  • Angular
  • Atomic Design
  • Code Review
  • Design System

Frontend Architecture Standards & Code Review

Frontend standards that let the team scale without degrading architecture or UI.

  • Atomic Design, layering rules, and code review as technical governance.
PROJECT
  • Angular
  • .NET
  • SQL
  • Validations

APV: Contributions, Withdrawals and Regime

Regulated retirement-savings fintech flow with end-to-end traceability.

  • Problem: APV operations required strict precision in fiscal regime rules.

Experience

T: Aug 2026 – Present · Formal promotion: Aug 2026

Product Tech Lead

Voultech (Fintech)

  • Formally promoted to Product Tech Lead in August 2026, recognizing technical product leadership I was already carrying.
  • Led Advisor Portal: a digital advisor workspace with portfolio, clients, accounts, documents, equities, FX, funds, cash boxes, and COMEX.
  • Prepared executive deliveries for brokerage management: scope, risks, architecture, real status, and next steps.

Stack: Angular / .NET / Azure / Architecture / Delivery / Releases

T: Apr 2026 – Aug 2026

Full-Stack Senior Ownership

Voultech (Fintech) · Responsibilities carried in practice

  • Carried senior full-stack ownership before the formal title: UI, APIs, database, validations, operations, and documentation.
  • Built a 24/7 continuous order reception flow using queues, idempotency, and controlled execution at market open.
  • Implemented the end-to-end APV (contributions and withdrawals) lifecycle integrating tax regime rules and state traceability.

Stack: Angular / .NET / SQL Server / Azure / Jobs/Queues / REST

T: Apr 2025 – Apr 2026

Frontend Semi Senior

Voultech (Fintech)

  • Joined as a Frontend Semi Senior and quickly took responsibility for architecture, reusable components, and UI quality.
  • Defined and enforce the team’s frontend architecture standards (Atomic Design, no HTTP logic in presentational components), documented in versioned rules also used by AI coding assistants (Cursor rules).
  • Sustain a high, consistent delivery pace: 1,600+ commits and 300+ Pull Requests (~99% merged) in 16 months, plus reviewing 130+ PRs from other engineers on the team.

Stack: Angular / TypeScript / Atomic Design / Code Review / Design System

T: Apr 2024 – Apr 2025

Programmer Analyst

J.E.J. Ingeniería S.A. (Mining)

  • Developed an operational checklist app from field requirements gathering to final delivery to users.
  • Automated operational reports with Power Automate, reducing manual tasks and enabling direct delivery to stakeholders.

Stack: PowerApps / Power Automate / SharePoint / Reporting

T: Mar 2021 – Apr 2024

Organizational Development Analyst

J.E.J. Ingeniería S.A. (Mining)

  • Managed training and performance processes for +2000 people across the organization using KPIs and reporting.
  • Automated operational reports with advanced Excel to deliver management dashboards.

Stack: Advanced Excel / Moodle / Process management

Education

  • Psychologist (Social and Organizational)Universidad de Santiago de Chile2016 – 2020
  • Programmer AnalystDuoc UCJul 2023 – Oct 2025
  • Data Science DiplomaUniversidad de Chile2024
  • Mineduc–Huawei Digital Training Program (Scholarship) — ChinaMineduc + Huawei2024 (intensive)
Flagship product
Portal

Advisor Portal: digital workstation for the advisor channel

Repo evidence
368

Own commits in Advisor Portal within the reviewed sample

Governance
  • QA/PRD
  • CI/CD
  • Management
  • Architecture
Volume
300+

Pull Requests shipped at Voultech (~99% merged)

Got a project in mind or a job opportunity?

Email me and I typically reply within 24 hours. Happy to chat for 15 minutes and see if we fit.

bernardo.carvajal.r@gmail.com

LinkedIn →

Santiago, Chile · Remote worldwide

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